雅思IELTS詞彙：金錢與購物
金錢與購物會出現在各個部分：Part 1問的是日常習慣；Part 2題卡（cue card）的題目例如描述一份特別的禮物，或一樣你想換掉的東西；Part 3則會更廣泛地討論消費習慣、廣告和儲蓄。同樣的詞彙也很適合用在有關消費主義或個人理財的Writing（寫作）Task 2作文。
在Lexical Resource（詞彙資源）方面，考官會注意考生能否從「expensive」和「cheap」進一步用出更具體的詞語搭配，例如「a good deal」、「disposable income」或「spend money on impulse」，也會注意「break the bank」或「a false economy」這類慣用語是用得正確，還是只是為了效果而硬放進去。精準說明是哪一種消費或儲蓄行為，比拿出罕見的字更重要。
最常見的錯誤有三個：在每種情況都過度使用「expensive」和「cheap」，而不變化描述；把儲蓄或花錢的慣用語直接從另一種語言翻過來，結果有點不對勁；以及用了一個戲劇化的金錢慣用語，卻和所描述的日常小例子不太吻合。
這個主題會出現在哪裡
- Part 1關於你自己生活的暖身題目，例如「Do you enjoy shopping?」，下方還有另外4題。
- Part 2針對題卡進行1～2分鐘的個人陳述，例如Describe a gift you received that was special to you, Describe something you own that you want to replace。
- Part 3較抽象的追問，也是精準用語最重要的地方，例如「Do you think people spend too much money on things they don't need?」。
- Writing Task 2關於「金錢與購物」的作文題目，同樣會獎勵這些片語：你能說出口的詞語搭配，就能寫進作文。
與其說…不如說…
想法相同，用詞更精準。左欄是大多數考生最先想到的說法；右欄是考官聽起來更精準的說法。
| 常見說法 | 更好的說法 |
|---|---|
| it was cheap | it was a bargain聽起來像人們真的會說的話 |
| I don't have much money | I'm a bit short on cash自然、非正式的說法，取代平淡的陳述 |
| I bought it | I splashed out on it表示這筆購買感覺很重要的慣用語 |
| save money | put money aside比單純動詞更自然的片語動詞替代說法 |
| it cost too much | it was overpriced一個精準的字取代冗長的片語 |
| buy things you don't need | spend money on impulse說出實際的行為，而不只是結果 |
| get money back | get a refund精準、具體的用語，取代含糊的描述 |
| think carefully before buying something | weigh up whether it's worth it表達同一個意思的自然慣用語 |
依分數分類的片語
每個片語都附上意思，以及一個你實際說得出口的句子。請學整個句子，而不是只學單獨的單字。
Band 6：基本片語
清楚、正確、常見。用這些就能撐起整個回答，而且聽起來不像背好的。
-
spend money
詞語搭配用錢來買東西
I try not to spend money on things I don't really need.
-
save money
詞語搭配把錢存起來而不花掉
I've been trying to save money for a trip next year.
-
go shopping
詞語搭配去店裡買東西
I usually go shopping at the weekend with my sister.
-
a good deal
詞語搭配物有所值的交易
I found a good deal on a laptop last month.
-
pay in cash
詞語搭配用現金而不是卡片付款
I prefer to pay in cash for small everyday purchases.
-
an online store
詞語搭配透過網站經營的商店
I bought my shoes from an online store last week.
-
get a discount
詞語搭配以較低的金額買到東西
Students can often get a discount if they show their student card.
-
a shopping list
詞語搭配寫下要買東西的清單
I always make a shopping list before I go to the supermarket.
-
an expensive item
詞語搭配花很多錢的東西
A new phone is usually an expensive item to replace.
-
return an item
詞語搭配把買來的商品退回店裡
I had to return an item because it didn't fit properly.
Band 7：詞語搭配
天生就會放在一起的詞。從這裡開始，詞彙就會拉開Band 6和Band 7的差距。
-
a bargain
單字以低於一般價值買到的東西
I found a bargain in the sale last weekend.
-
short on cash
慣用語目前手頭沒有多少錢
I was a bit short on cash at the end of that month.
-
splash out on something
片語動詞花大錢買令人開心的東西
I decided to splash out on something nice for my birthday.
-
put money aside
片語動詞把一部分錢存起來以備日後使用
I try to put money aside every month, even a small amount.
-
overpriced
單字定價高於實際價值
That restaurant was nice, but it felt slightly overpriced.
-
spend money on impulse
詞語搭配沒有事先計畫或思考就買東西
I try not to spend money on impulse when I'm bored.
-
get a refund
詞語搭配退貨後拿回錢
I managed to get a refund after the item arrived broken.
-
weigh up whether it's worth it
慣用語仔細考慮某件事值不值得花這筆錢或這番力氣
I always weigh up whether it's worth it before a big purchase.
-
live within your means
慣用語花的錢不超過賺的錢
It's not always easy to live within your means when costs keep rising.
-
a rip-off
慣用語價格遠超過應有水準的東西
Paying that much for parking felt like a rip-off.
-
tighten your belt
慣用語比以前花更少的錢
When money's tight, you often have to tighten your belt somewhere.
-
a false economy
慣用語看似省錢、日後卻花更多的做法
Buying the cheapest option was a false economy in the end.
Band 8：精準用語
精準，而且常常是慣用語。只在真正合適的地方用，不要當成裝飾。
-
money doesn't grow on trees
慣用語錢是有限的，必須努力賺取
My grandmother always reminded us that money doesn't grow on trees.
-
burn a hole in your pocket
慣用語讓人急著想把錢花掉
That bonus felt like it would burn a hole in your pocket.
-
break the bank
慣用語花費超過一個人能合理負擔的金額
The trip was lovely, but it definitely didn't break the bank.
-
disposable income
詞語搭配付完必要開銷後剩下的錢
Young professionals often have more disposable income than families with children.
-
a status symbol
詞語搭配主要為了炫耀財富或成就而擁有的東西
For some people, that car is really just a status symbol.
-
penny-pinching
單字對花錢過分謹慎或捨不得
My uncle has a reputation for being a bit penny-pinching.
-
retail therapy
慣用語為了讓心情變好而購物
After a stressful week, a little retail therapy always helps.
-
keep up with the Joneses
慣用語試圖在財物或生活水準上跟別人看齊
Buying things just to keep up with the Joneses rarely makes anyone happier.
自我測驗
從上方例句中挑出8個句子，並把片語拿掉。選出適合填入空格的片語：按1～4或直接點選。
第1題，共8題
大聲說出來練習
只讀過的片語還不是你的。大聲回答這些題目，數一數上方的片語中有多少是你實際用得上的。
Part 1題目
- Do you enjoy shopping?
- Do you prefer shopping online or in physical shops?
- What was the last thing you bought?
- Do you save money regularly?
- Are you the kind of person who plans purchases carefully?
Part 3題目
- Do you think people spend too much money on things they don't need?
- Has online shopping changed the way people manage money?
- Should schools teach children how to manage money?
- Do you think advertising encourages people to spend more than they should?
- Is it better to save money or invest it?
常見問題
用「expensive」這類日常用字而不用慣用語，算錯嗎？
不算錯。清楚準確的日常用字是必要的，「break the bank」這類慣用語能增加詞彙廣度，但無法取代基本的準確性。
使用金錢相關的慣用語，分數就會自動提高嗎？
不會。用錯或不合語境的慣用語，反而可能拉低Lexical Resource，而不是提高，所以準確比數量更重要。
一個回答裡應該用幾個進階片語？
自然又正確地用上兩個，通常比硬塞好幾個進同一個回答更有效。